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Papers On Money & Banking / Corporate Finance
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Bank Mergers
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A 5 page discussion of legal issues and considerations in bank mergers. Primary focus is upon the Federal Bank Holding Company Act and Bank Merger Act. Bibliography lists 5 sources.
Filename: Bankmerg.wps
Bank Mergers and Related Decline in Customer Service
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This 5 page paper discusses how decisions made by financial institutions decision to merge leads to a decrease in customer service and increases the motivation for cross-selling of products such as insurance. The report looks specifically at the Canadian banking system as an example. Bibliography lists 5 sources.
Filename: Bankcust.wps
Bank of America and Citigroup Financial Questions
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This 4 page paper answers three questions set by the student. The first compares the working capital of Bank of America and Citigroup, the second part looks at the role of the banks as intermediaries and the role of regulators, the last part of the paper considerers the impact of the Sarbanes-Oxley Act. The bibliography cites 4 sources.
Filename: TEboaciti.rtf
Bank of America; A Case Study
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This 7 page paper considers this major bank. Fort the paper looks at risk management, and how this has changed over the years. Using loan examples the paper discusses the risk assessment, measurement and management strategies. The paper then looks at the developments in the bank in terms of e-banking and internet, and the placement of the bank top maximise on potential opportunities. The bibliography cites 6 sources.
Filename: TEbankam.wps
Bank Of American Control Mechanisms
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A 4 page paper. The first section of the paper discusses control mechanisms at this bank. There is one specific mechanism reported and the others are more general. The second part of the paper discusses how these mechanisms affect the four functions of management. Bibliography lists 3 sources.
Filename: PGbofa.RTF
Bank Performance In The U.S. Since 1980
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A 5 page paper that discuses different aspects relative to bank performance and profitability. Both profitability and ROA have changed dramatically since 1980. These data are offered in three illustrations. Also, factors that have been shown to affect perfrmance are discussed. Bibliography lists 8 sources.
Filename: PGbank20.wps
Bank Problems in the Credit Crunch; Poor Performing Loans
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In 2009 the banks are suffering as a result of the credit crunch. The cause is not only the result of events within the house market; there are also defaults on small businesses and personal loans. This 6 page paper considers how and why the banks are now suffering these defaults, looking at issues such as the way bank became less risk adverse, the management of risk assessment, asymmetrical information and the role of governments and central banks. The paper focuses ion the US and the UK. The bibliography cites 7 sources.
Filename: TEpoorloan.rtf
Bank Risk
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This 11 page paper answers specific questions asked by the student regarding risks faced by banks. The first questions look at the net interest margin (NIM) and the influences on that margin. The paper loos at the use of GAP measurements and how changes in interest rates and other factors, such as asset base, may impact in the GAP. The bibliography cites 4 sources.
Filename: TEbankrisk.rtf
Banking & The Economy In Guatemala
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A 12 page examination of the role of Guatemala's banking system in the evolution of the country's economy. The civil war of 36 years' duration finally came to an end in 1996 and the government seems to have stabilized to the point of being able to accomplish some good for the country. There is still a wide disparity between rich and poor, with little middle class. The banking system has learned some hard lessons in the last 20 years that may serve the country well now. Bibliography lists 8 sources.
Filename: Guatbank.wps
Banking Competitiveness
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British vs Internet Banking: A 50 page paper discussing the online component of providing banking services. The intent at the outset is to compare traditional British banks with fully online banks, assessing for profitability, brand loyalty and other characteristics. Online banks are part of larger, traditional financial institutions; the paper focuses on marketing and consumer loyalty, and how the addition of Internet service affects those aspects of operation. It also discusses aggregation, the practice of placing enabling consumers to access all account information - even from different financial institutions - from a single site. The paper includes 21 charts and tables including Internet use in the UK and interest rate information from the Bank of England. Bibliography lists 20 sources.
Filename: KSbankBritInt.wps
Banking Deregulation Effects
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An 8 page paper discussing bank deregulation over the years, but focusing on the Gramm-Leach-Bliley Act of 1999, which provides the most comprehensive array of freedoms to date by dispensing with rules against banks intermingling with other types of activities in the financial services industry, and they now can act as brokers and sell insurance. Combined with new geographical freedoms, the banking industry has changed dramatically over the past several years. Adding the electronic environment component finishes one phase of banking’s evolution and ushers it into another. Bibliography lists 10 sources.
Filename: KSbankDereg.rtf
Banking Finance Questions
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This 7 page paper looks at questions supplied by the student, working out the net interest, net interest margin, net profit, return on assets and return on equity and equity multiplier for a bank. The paper then consider the interest rate exposure and the type of swap needed, capital requirements, the issues between management and regulator and comments on actions the bank should take. The bibliography cites 3 sources.
Filename: TEbankade1.rtf
Banking In China
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A 4 page paper that provides a brief overview of the growth in wealth in China and what the wealthy need from their bank. The paper comments on Bank of America's presence in China through the interest they own in one of the major banks there. The writer also comments on the services that BofA should promote. Bibliography lists 4 sources.
Filename: PGbofch9.rtf
Banking in the Twenty-first Century
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This 10 page paper discusses changes in the banking industry and what people have to look forward to in the twenty-first century. The Y2K problem is noted. Bibliography lists 10 sources.
Filename: 21bank.rtf
Banking in the United States Compared with Banking in the European Union
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This 24 page report discusses the banking systems of the United States and the European Union. The financial world, by its very nature, is ever-changing and with the major changes that have been seen in the past few decades -- the end of the Cold War, the boom and bust of the 1980s and then the late 1990s, the consolidation of the European Union, the physical introduction of the euro -- the list goes on and on. However, one constant remains in the banking world and that is that the most successful financial institutions and their users are required to be able to think, act, and move between the present and the future. Bibliography lists 20 sources.
Filename: BWuseuro.rtf
Banking Industry: Current and Future
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A 10 page paper discussing the current state of depository institutions and their likely future. Changes in the economy have affected the entire industry, and those changes are expected to be long-lasting and systemic. The industry may not be expected to grow at all, but it can be expected to become far more stable and responsible. Includes 5 tables (total industry employment, GDP, total assets, interest rates, etc.). Bibliography lists 10 sources.
Filename: Ksbanking02.rtf
Banking PowerPoint Presentation
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This 5 page paper is a PowerPoint presentation with speaker notes explain the role of banks, looking at their principle operations of running different types of accounts and their position ad a lender. The part then explains the role of the bank as an intermediary between the savers and the borrowers.
Filename: TEbankPP.rtf
BANKING REGULATION AND GLB
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This 5-page paper examines the Gramm-Leach-Bliley Act of 1999, and how it can be used to help regulate depository institutions to create an efficient and safe system. Bibliography lists 3 sources.
Filename: MTglbban.rtf
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